Savvy Insurance Insider

As an owner, your rental agreement likely states that you are not responsible for insuring your customers’ property when it is stored at your facility, and that it is your customers’ responsibility to insure their own goods should something happen on the property. The Savvy Storage Insurance program is tailored specifically for stored property and provides added peace of mind for your customers with the broadest and most competitive coverage available.

The Savvy Insurance is currently available in ALL states with the exception of: AR, CA, IL, KY, LA, OH, PA, SC, WA and WY.

A protection plan is not insurance. Insurance is highly regulated by state insurance departments and is administered by insurance companies. Regulated insurance companies have reserves to pay customers in the event of a claim. In the case of a protection plan, a catastrophe such as a fire could trigger a lot of claims that you would be responsible for paying directly.

Not necessarily. Some homeowners’ policies provide limited coverage for items stored away from home. Your customers should review our “Questions to ask your insurance agent” document provided to them at move-in and use it as a guide to consult their insurance agent. The Savvy Storage Insurance Program is a tailored program designed to address the unique needs of your storage facility’s customers.

Almost any personal or business property a customer stores can be eligible for coverage. There are a few types of items that are not covered under the policy, such as valuable papers, photographs, money, jewelry, furs, and animals. A complete list can be found in our brochure, and in the certificate of insurance.